There is a lot of debate out there on when you should check your credit score report. I am sure you have read that you can get your credit report for FREE at www.annualcreditreport.com. Yes you can, but you get it once a year for free with no credit scores. It is worth paying around $29.95 to get your credit scores along with your credit report. The reason is when lenders make there decision process your scores are part of that process. In the current credit report market you can get your free credit reports with scores on a trial period. So if you are getting ready to make a purchase or have been turned down for some reason, you should pull a recent copy of your credit report with credit scores from each credit bureau. Here is a list of triggers to pull a recent copy of your free credit reports with scores.- Been recently denied for a credit- Suspect someone is using your identity- Suspect a creditor may have reported some late payments incorrectly- Need to fix your credit report- About to make a big purchase- Want to know your credit scoresEven if you don’t have any […]

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