a. What you need to know about your credit for tax seasonb. Why you should use your refund to pay down debtc. Tips on how to go about paying off debt (35% of taxpayers surveyed will pay down their debt)Tax time is just about here. For some of us that invokes a sinking feeling, for others it sparks a sense of anticipation and the burning question: what will you do with your tax refund?Here’s a novel idea: how about using it to improve your credit?You can and it’s very simple. You just have to come to grips with a few things first.For starters, the average American carries an incredible $8,400 in credit card debt. When you consider that the interest rates on this debt can be as high as 30%, this is a very expensive statistic.If you are one of these average Americans carrying too much debt right now, using your tax refund is a smart and easy way to pay it down. And the best part is, reducing your debt can boost your credit, improve your interest rate offers and save you a lot of money in interest charges. Sure, that might not be as fun and exciting as […]

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