“What can I do when it comes to fixing identity theft?” ask many victims?Naturally, this question comes after fraud has happened. Many software programs on the market today are promising to prevent id theft from taking place by making you aware of any flags you establish for existing accounts or new credit lines.The Federal Trade Commission does offer a slew of great information on it’s website. The challenge, however, is trying to gather all of it and then piece together everything that needs to be done in order to stop the fraud in the first place, and then clean up affected records afterwards.For example, the first piece of wise advice you’ll often read says something like, “Call credit reporting agencies right away.” This is absolutely correct. Phone numbers for the big 3 credit reporting agencies are: Trans Union - 800-888-4213, Experian - 888-397-3742 and Equifax - 800-685-1111.But then what?There are several importing things that you should request during this call. For example …1) You need to request a free copy of your credit report. (Anyone may request a free copy of his or her credit report from CRAs each year. And if you’re […]

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