Checking your free credit score regularly will benefit you because your credit changes every 30 days. You are probably asking yourself what do you mean your credit changes every 30 days. Well the creditors you have obligations with re-report your credit status every 30 days usually to all 3 credit bureaus. If you had a credit card with a credit limit of $4000 and a balance of $2500 and you charged another $500 on your card your balance would change along with your credit score as well. Since creditors report any changes with your credit report every 30 days, you probably should check you credit report once every 3 months. It would probably not hurt to pull your credit report every other month. There is a lot that can happen to your report within a 30 day period. The point I am trying to make is if you are managing your credit properly, and want to be aware of your credit score, you need to check it often. Anything can happen to your credit within a 30 day window. Let’s assume one of your creditors accidentally reports a late payment on your credit report, and you actually were not late. […]

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