It really is kind of scary to realize that strangers can pull your credit report and thus access your credit history - and that they use it to create a picture of your life.All they need is your social security number - and that isn’t hard to get any more.From that they can determine many things to some degree of accuracy.For instance, they’ll see how many different addresses you’ve used over the past 7 years, how many new accounts you’ve opened, how many times you’ve gone shopping for major purchases, and even who you might have helped out by co-signing a loan.The top portion of a credit report includes names, nicknames, old and current addresses, Social Security number, birth date, and current and previous employers.Thus, a prospective employer looking at your credit report will see if you’ve been job-hopping. That’s something you’d rather they didn’t know, because it will definitely hurt your chances of being hired. He or she will also see if you move from city to city with regularity - and if you do, will weigh the odds of you leaving after they invest the time to train you in a new position.They’ll know if you pay your […]

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