Free Credit Score is a must have these days. Since everyone is looking at your credit score, shouldn’t you know it? Let’s assume you are applying for a mortgage. When a lender pulls your credit report, there are 3 Bureaus reporting 3 different scores. The Bureaus never all report the same scores. Lenders take the middle score that is the risk based credit score they use.Example:Experian: 720Trans Union: 710Equifax: 734Middle Score: 720720 is the score that the banks will use. Maybe some employer has a credit score requirement in order to calculate there investment in you. This is actually taking place in the hiring process these days. Everything is based on “Risk.” If you have a history of credit issues, they might feel you would be a good candidate to call in all the time. Maybe you are a candidate that might be late, based on your credit rating. Typically a credit report is a nice little insight into ones responsibility. Do you want them to know your credit score, or maybe before you apply for that job, you get your free credit score report and work on any loose ends you may have.Here are some top reasons you need […]

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