August 16, 2008

Fixing An Identity Theft 911 Situation

An identity theft 911 situation is when you first discover you’re a victim of identity theft.Perhaps you’ve just received a bill from a creditor you’ve never heard of before. Or perhaps you’ve just received a call from a bill collector who is demanding you pay for a widget you never bought.Panic time.Somebody is using your name, reference numbers (i.e., social security number, etc.) or other personal information to set up fraudulent accounts that you’re getting billed for. You’re also wondering if maybe they’re tapping into accounts you’ve legitimately opened.You’ve got good reasons to be upset.Trying to clean up the fraud after you’ve experienced a Identity Theft 911 moment doesn’t cost just money. It costs time … and lots of it. Some Id Theft experts estimate it will take at least 200 hours to fix or repair your records (And this is IF you uncover ID fraud as soon as it happens AND begin contacting credit reporting agencies, creditors and agencies quickly.What are a few of most important things to do when first contacting the credit reporting agencies? Here are a few of the details often overlooked by fraud victims:– Request that a “fraud alert” […]

Full Article At: KnowHow-Now.com Articles

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