December 13, 2008

Identity Theft - Common Ways You Can Be a Victim

Identity theft has become our country’s fastest growing crime. More and more people from every walk of life are victimized each day. According to a Federal Trade Commission’s survey a staggering 9.9 MILLION victims were reported last year. The results can be overwhelming with a loss of time and money spent by victims trying to put their lives and finances back in order.
Identity theft is being labeled “the fastest growing crime across the country right now”. Such fraud may account for as much as 25% of all credit card-fraud losses each year. Stealing your identity is a relatively low-risk, high-reward crime for the criminal. They usually are long gone since many times the crime is not discovered till after they wipe out a bank account or purchase an item. Don’t think identity theft is just about stolen credit cards or driver’s license. Today you can be a victim of medical theft, financial theft, and consumer theft.
We’re all at risk.
Do you hand your credit card to restaurant servers?
How often do you check your credit card statements?
Do you receive mail at your home?
How often do you check your credit report?
Do you shop on the Internet?
Do you shred all discarded

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December 11, 2008

It’s Your Credit History, Stupid

Your credit report is a snapshot of everything you have ever done in your life that has involved your use of credit. It is a very important that you monitor this report regularly to make sure there aren’t any inconsistencies or mistakes that could adversely affect your future applications for credit.There are three credit reporting agencies that compile your credit information into one easy to read report. Not all companies report to all three bureaus and they are not required to report to any of them.However, you will find that many companies will go ahead and report credit transactions to at least one of the three companies.The three credit reporting agencies are: Experian, Equifax, and TransUnion. No one company is any “better” than the other. They all have different ways of making credit reports, but they all generally operate in the same way. You can find them easily on the web at:http://www.experian.com www.equifax.comhttp://www.transunion.comThe FACT Act was passed in 1997 and provided one free credi

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December 10, 2008

Portable Anti Virus and Identity Theft Scanner

Portable Anti Virus and Identity Theft Scanner Active state card begins to scan your computer upon insertion and continues to scan until it is removed. Professionals and consumers can use this USB Identity Theft protection card when shopping, working, banking, or accessing email to stop hackers from stealing your information. Our Software Protects against, malware, spyware, phishing viruses, worms and hacker attacks. You don’t have to be a computer geek to figure this Identity Theft Protection device out..

:  Protects users private information where ever they go, Use as an Anti Virus, Spyware, Adware, Anti Worm, keystroke logging protection system, Portable system that fits in your pocket or wallet, You are protected as long as your card is in the computer since Active State is now memory resident., Easy to use just plug the USB card into any Windows PC which makes it a great gift
Company: Network Intercept 
List Price: $79.00
Amazon Price: $69.00

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