Well despite the efforts of authorities Identity Theft is still slightly on the rise although the speed of acceleration of these crimes has slowed and may eventually reverse and let’s hope so, because believe me having your identity stolen is not very funny and it takes hours to rectify your credit rating if you choose to do so. Some estimate the time expenditure to remove bogus information from your credit rating to be at 18 hours. Ouch and think about how little time that you already have these days?

Identity Theft is a serious issue because if we cannot trust the credit data out there how can we trust anything? Well here is a question for you; Did they get you yet? And before you answer how on Earth would you know? Did you check your credit rating today, last week, last month, last year? When was the last time you did?

There maybe someone out there using your name and credit cards that you did not even know you had, well because you don’t they do. Of course if they are caught they get an additional 2-years in prison, but, that doesn’t do you any good now does it?

It is imperative that you educate yourself on these crimes and find ways to protect yourself. There are many great resources online and you need to stay heads up and get a copy of your credit rating to make sure nothing has been compromised so far. Please consider all this in 2006.

Lance Winslow

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