October 25, 2008

I Was Hacked!

I Was Hacked and my Identity was stolen.
Now, if you knew me (mother of 4 grandmother of you would know that I am an intelligent, talented, (High School teacher) and educated woman. I am not stupid, foolish or ignorant so imagine my shock when I discovered it.
In this article you will learn: The difference between a burglary and a robbery - and why it makes a difference in law enforcement. How internet thieves get into your computer What they can do with the information they steal How internet identity theft can mess you your life What you can do to protect yourself
So, let’s start by defining the difference between a “burglary and a robbery.”
A burglar is someone who breaks into your personal world, be it a house, car, motor home, locker etc. but, does not use violence to accomplish this dirty deed. No gun, knives or weapon of any sort has been used against you or any one in the vicinity. It other words, these are the guys that take your stuff when you are out running errands or vacationing. A Robber however is someone who will not hesitate to use violent means to get whatever he […]

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October 24, 2008

Locking Rural Mailboxes Can Keep You Safe From Identity Theft

.The dangers of identity theft are real and the risk is great. You may become a victim simply by a person driving up to your mailbox and taking your mail. They then take your name and build a false life around it. They can apply for credit cards, loans and begin to make purchases all under your name.
When payments aren’t made and credit concerns come to the forefront you begin to receive phone calls and you don’t even know what these phone calls are about. This happens to thousands of people across the country but you don’t have to be a victim.
You can protect yourself with a locking mailbox. You have seen the commercial mailboxes for office or apartment buildings. Each tenant has a key to his or her locked mailbox for security.
You to can have this same security. There are several models and styles available that offer a locking mailbox for your protection. You can find these mailboxes in a wide range online. There are even slots that can hold small boxes or packages for safekeeping.
The only way a person would be able to get to your mail would be through a break in and no criminal is going […]

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October 21, 2008

Why Your Credit Score Matters

If your credit score is good, you’ll know it. Pre-approved credit offers will be stuffed in your mailbox every day, and banks will likely bend over backwards to offer you the lowest rates on all types of loans. However, if your credit score is low or non-existent, you’ll be trapped in a world where loans are hard to come by and the rates and fees on loans you are able to get will be very costly. This can potentially add up to hundreds of thousands of dollars over a lifetime, all because of a three digit score that is calculated by a computer program. And to make matters worse, many employers and insurance companies are also using credit scores as a factor in making employment decisions and pricing insurance rates. So there is more risk at stake by having a bad credit score than just higher interest on loans. A low credit score can affect your life in many ways you might have never even imagined!Luckily, as the significance of credit scoring has increased, so has the transparency of how credit scoring works. Credit scores are determined by a mathematical formula run by a computer program. This program considers several […]

Full Article At: KnowHow-Now.com Articles

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