September 18, 2008

Help! I Lost My Wallet

If you’ve lost your wallet then you obviously need to act quickly. These tips assume you don’t have a handy, itemized list of your wallet recorded (this is always a good idea).You can find your credit card account numbers and phone numbers to contact the issuers if you keep your monthly billing statements on file. But if you never wrote down your driver’s license number then you’ll want to contact your state’s department of motor vehicles and follow their procedures for having a “fraud alert” attached to your number — while they issue you a new driver’s license.If, for some reason, you don’t have immediate access to all of your credit card accounts, with the creditors’ contact information, then you’ll need to contact get in touch with each of the 3 big credit reporting agencies immediately.Here are their phone numbers: Trans Union - 800-888-4213, Experian - 888-397-3742 and Equifax - 800-685-1111.Request a free copy of your credit report. Anyone may request a free copy of his or her credit report from credit reporting agencies each year. And ask that a “fraud alert” be attached to your credit profile.The way the system is set up is […]

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