It’s time that you stop thinking identity theft can’t happen to you. Consider the following statistics:Every minute there are at least 19 people that have their identity stolen. This translates into more then 10 million people a year!There are over 7 million households that had to deal with the devastation of identity theft in the year 2004… with identity theft on the rise by more then 80% today can you honestly believe you are safe?The FBI currently has more then 2000 open cases of identity theft right now!The worst part, your kids aren’t even safe. There are over 400,000 cases of child identity theft each year and that number is on the rise.The bottom line here is that it is more likely that your identity will be stolen then it won’t unless you take the precautions to prevent this crime from happening to you. Every time you give out personal information over the internet, every time you hand the waiter or waitress your credit card and they walk off with it and every piece of mail you throw away without shredding that contains any personal information about you or your family members you are increasing the likelihood of your identity […]
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Do you want your credit score to plummet, go ahead and co-sign for someone. I personally believe this is a huge problem. With your credit score and credit report being the roadmap to financial health, the question is can you really afford to co-sign for friends and family. Over the years I have seen more problems with this issue. Here is how a co-signer can affect your personal credit.Late PaymentsIf you co-sign for a family member your credit report could be at risk. If for some reason the family member is late on an obligation you co-signed for your credit score just dropped about 100 points. Most people don’t thing about this, but it happens all the time. Anytime someone is late on a obligation that reports to all 3 credit bureaus, that bad mark will be on there for 7 years. It’s not worth it. If you have to co-sign for someone make sure you are not getting ready to make a big purchase, because it could affect your purchasing power as well. Some banks like to see a payment history in good standing usually around 12 months on co-signed obligations. They also typically like to see proof that […]
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The introduction of the Internet has made it easy to do a world of things. Background investigations on latent personnel are no exception. You could search for details and records about them using their names and social security numbers. If they have a criminal record, even one as small or trivial as a parking ticket, you’d likely find it.
Background check is an investigation and it can be carried out on a potential date. This is necessary in this jet age where people date online. Part of the investigation is the persons past life. There are lots of dating sites that you can access freely if you want to try find if a particular person you are trying to employ in you company have data online. This can help you to find more of his personal information.
You might be surprised what vital info you could unearth from a simple background check, sometimes even without digging too deep. A claimant once declared himself fit for an advertised security job because of a stint in law enforcement. Wish someone would have made it clear from the start which side of law enforcement it was right to be on– he was an ex-con.
Background checking […]
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