Your credit report is not something to be taken lightly these days. It is almost as important as your social security card. There will come a time where your credit report will be required for credit purposes. We see credit reports on a daily basis, and there typically are issues with that individual’s credit report that was not known. This is all too common due to a lack of staying on top of your personal credit report. Here are some common issues we see that cause loans to get denied.Credit Report Issues:- Credit Cards charged beyond credit limit- Credit Cards charged above 30% of allowed credit limit- Late payments- Co-signed for loans- No Credit- Credit Score too low- Your dads credit shows up on your report because you are a junior- Medical Collections- Stolen Identity- Credit card fraudThe majority of the time most people have no idea that the previous information discussed affects your credit report. All it takes is one of these mistakes to have issues getting credit extended to you.If you are getting ready to make a purchase you can definitely save on interest rates and terms by pulling a copy of your credit report with credit scores. […]
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Tracesmart Corporate, leading suppliers of consumer tracing, data cleansing, identity check solutions and the E-ID manual have ensured that they will continue to hold the UK0s most comprehensive mortality database with the acquisition of 12 million death records. Spanning 1960 0 1983, the records are to be incorporated into their online identity check and fraud prevention tool 0 Smart ID Plus. The addition of these records into their already unrivalled mortality database will afford users of Smart ID Plus an even greater level of protection against 0impersonation of the deceased0 (IOD) fraud.
IOD fraud is one of the fastest growing types of identity theft in the Britain, making it crucial for businesses to protect themselves by employing an accurate identity checking service. Michael Trezise, Managing Director at Tracesmart Corporate, highlights the importance of mortality screening as part of the identity check process, “As well as the financial cost to companies, IOD fraud can cause unfathomable stress to the deceased person0s family 0 finding out that the identity of a loved one has been stolen after they have passed is deeply distressing. It is therefore essential that companies cross-reference customer identity against mortality records 0 not only to protect themselves but […]
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To repair bad credit might be a mystery to most, but the process is actually quite simple. With all the bad credit out there, you would think there must be something in the water. I know there are different circumstances that cause people to get into trouble, but the mystery to get out of trouble just baffles everyone. Since I have been in the mortgage industry, I have learned how easy it is to fix your credit report. With the power of the internet you can fix your credit for free. I remember when I was young I messed up my credit report due to just being irresponsible. After about 6 months the phone started ringing This is a miserable feeling especially when you have guests over and your phone is ringing every 30 minutes from someone that wants there money. Nether less it happens and there is a solution as well. Here are the following steps to repair your credit report for FREE.1.Don’t be late on anything anymore2.Don’t allow anything to go to collection3.Pay all your bills on-time4.Pull a copy of your credit report with scores to see where you stand.5.Make sure there are no inaccuracies on your […]
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