There are no easy solutions in the war against identity theft. Victims are innocent people like you who have just bought something over the internet with a credit card, or who may have forgotten to shred up a bank statement.
We are all potential victims for the crime. Chances are, you know someone who has not taken the proper steps in protecting themselves against identity theft. Don’t let that someone be you.
Often, the mail leaves the average consumer at a disadvantage. All those papers in envelopes might be necessary bills and/or pre-approved offers that make you think someone is taking notice of your hard-earned credit rating, but it could be the wrong people paying attention.
Mail can come from thieves looking to steal your personal information and make you the victim of identity theft. The best way to minimize this danger and prevent identity theft from happening to you is to keep a close eye on the routine times your bills are mailed, as well as minimize the amount of information you receive in the mail.
However, knowledge of the kinds of information that come from the postal worker is the best weapon against Identity Theft.
Telephone and other utility bills […]
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With all the lawsuits and identity theft that happen in today’s society, more people are feeling the need for legal protection. Prepaid legal offers packages for legal services that are said to be more affordable than paying the retainer fee for an attorney. At the company’s website, the packages are more clearly presented than the associate compensation plan. This review attempts to give an overview of what both the legal plans and the compensation for sales associates involve.There are two categories of coverage that the company offers—identity theft protection plans and legal service plans. The identity theft protection plan is offered for a monthly fee of $9.95 or $12.95. The legal service plans have a range of prices with family plans that may be about $16 to $26 a month. There are other plans offered for businesses and drivers. The benefits are similar to an insurance plan offering access to legal counsel should a person need it. When the plans do not cover something, a 25% discount on legal services is offered through participating lawyers.There are opposite reports when it comes to people who have bought the plans. Some say they have saved […]
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Social Security has been one of the country’s most successful programs. It aids people from financial uncertainty especially in their trying times.
The program provides several protections such as:
0 progressive benefit formula
0 comprehensive insurance benefits that include disability
0 survivors and retirement benefits
0 spouses0 benefits
0 a cost of living adjustment
0 coverage until death
These protections will be placed at risk if fraud related claims continue to spoil Social Security.
Identity theft using the Social Security numbers (SSNs) is one of the common Social Security frauds that have been weakening the program.
History on the Use of Social Security Numbers
SSNs were first issued in 1936. The federal government assured the public that the use of the numbers would be restricted to Social Security programs such as calculating retirement benefits.
Today, however, SSN has become the de facto general identifier.
Government agencies and private businesses use SSNs even for a wide range of non-Social Security purposes. These purposes include:
0 employee files
0 medical records
0 health insurance accounts
0 credit and banking accounts,
0 university ID cards
0 utility accounts
The use of SSNs as both an identifier and an authenticator makes these numbers highly desirable to fraudulent acts, such as identity theft.
Social Security Fraud by Using SSN
Identity fraud is not all about money. The persistent use of SSNs as an identification mechanism […]
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