Honk if you love having healthy credit!

Okay, it’s probably not a bumper sticker you see every day. But healthy credit is definitely something to be excited about, especially when it comes to that car, truck or SUV you’re thinking about buying. Good credit makes the road to getting your dream car a lot less bumpy.So before you cruise into the car dealer’s showroom, check under the hood of your credit. Get your credit report, make sure it’s shiny and clean just like that new car you’re eyeing, and you will have the credit score you need to negotiate a lower interest rate on your loan.If your credit report has a few bumps and scratches on it, do what you can to address any issues with your report. You’ll be surprised at how much you can save on your car payment every month.What can you afford?Before you shop, you need to make a budget so you know what you can comfortably afford.Look at the price…your down payment…your insurance premiums… gas costs…and if you need the extras like satellite navigation or leather seats. You should also look at your debt-to-income ratio to ensure adding a new car payment every month won’t be too hard too handle.Should you buy […]

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