a. What you need to know about your credit for tax seasonb. Why you should use your refund to pay down debtc. Tips on how to go about paying off debt (35% of taxpayers surveyed will pay down their debt)Tax time is just about here. For some of us that invokes a sinking feeling, for others it sparks a sense of anticipation and the burning question: what will you do with your tax refund?Here’s a novel idea: how about using it to improve your credit?You can and it’s very simple. You just have to come to grips with a few things first.For starters, the average American carries an incredible $8,400 in credit card debt. When you consider that the interest rates on this debt can be as high as 30%, this is a very expensive statistic.If you are one of these average Americans carrying too much debt right now, using your tax refund is a smart and easy way to pay it down. And the best part is, reducing your debt can boost your credit, improve your interest rate offers and save you a lot of money in interest charges. Sure, that might not be as fun and exciting as […]
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GreenDimes is a membership service that removes your home address from dozens of junk mail lists for you. The service stops:
- Junk mail from arriving at your home by removing your name and address from dozens of mass marketing mail campaigns.
- Unwanted catalogs from arriving in your mailbox.
- Mailings addressed to resident, owner or occupant.
- Reduces many of the credit card, insurance, and sweepstakes offers.
- Reduces coupons mailers, retail catalogs, and solicitations from arriving in your mailbox.
This junk mail elimination system also provides its members with pre-printed post cards that can be mailed to those marketers who require a signature to remove you from their address book. However, this service does not stop or reduce offers you receive from companies you already have an existing relationship with (such as a credit card or insurance or monthly bills) nor does it stop the mailing of items like alumni information, magazine subscriptions, bank or brokerage statements or membership organizations.
What are the advantages to using this product to filter your junk mail? Here are just a few:
1. You will save your own valuable time both from not having to sort through your junk mail and real mail as well as from not having […]
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Identity Theft is becoming a menace to society worldwide. It is costing countries billions of dollars every year. This is impersonation fraud and occurs when someone fakes your identity to perform a criminal act or fraud.
There are several sources from which criminals and thieves can obtain your personal information such as theft of your wallet, handbag, credit card or even from your trash.
In other words all personal information in your business establishments and at your home should be stored safely and securely in filing cabinets and safes. Corrupt and disgruntled employees can cause problems. Access to these should be limited to family members and trusted employees.
Once the thieves have successfully assumed your identity there are numerous frauds they can indulge in such as, writing cheques, opening credit cards in your name and buying and using a mobile phone.
You have to be constantly on the alert because these criminal activities can ruin your reputation and credit rating too. Rectifying these can be a very time consuming and expensive exercise.
With the computer and the internet playing a major role in the lives of most people today, the opportunities for identity theft and identity fraud too have increased. You might not completely eliminate […]
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