Credit WorthinessFree Credit Reports are plastered all over the place, internet, TV, radio, and mail. The need to know is so important these days because everyone wants to know your credit. The current credit crunch that is taking place is making it tough to get loans, jobs, credit cards, and / or new place to rent. We all know things come up and cause credit issues, but if your credit shows a pattern of credit problems creditors want to know your risk. The foreclosure boom that is taking place now has almost put some of the biggest banks out of business. Fair Isaacs’s new software Next Gen is so precise in determining your risk, it will be the standard for calculating your score. With this new software it will soon be adopted with Freddie and Fannie in the underwriting decision process. Call me silly, but it looks like having your free credit report during today’s times is a must.Identity TheftThe digital age has also has made your information accessible, and if there is some kind of security breach you would never know unless you signed up for credit monitoring services. The 3 credit bureaus now offer credit report monitoring […]
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In our quest for the perfect job, career or even our first job out of college many people turn to the internet as a source of self marketing, and promotions, job finder service and networking tool. Hundreds of thousands use employment search programs such as Careerbuilder.com; Monster.com and Yahoo HotJobs.
Resumes are posted everywhere on the internet. Most every university, business, company or personal website (for those looking for employment) provides a resume, or some form of contact, background, employment, or educational information.
University professors post their curriculum vita. Businesses and medical professionals post their employment and educational information online to advertise their qualifications. But how safe is this information?
Privacy advocates, Better Business Bureaus and Employment professionals, as well as the Federal Bureau of Investigations have identified online fraud as one of the most common sources of identity theft. Identity thieves and prospective employers alike can use your information. Which one do you want to have it?
Here are a few examples of those who didn0t think identity theft could happen to them by posting their resume online:
0Jim0 responded to an email request from an individual identifying himself as interested in Jim as a potential employee at a leading corporation in his field […]
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Applying for credit cards online can now be done quickly and easily right on the Internet. The main thing when applying is to make sure to protect yourself, only disclosing your confidential information on an appropriate site that hosts the credit card application.
In a nutshell, here’s what you need to know when you go to apply for a credit card online0:
1) Be alert to identity theft and other security issues on the web today. Many things that you are able to do online today can leave you vulnerable, exposing your computer and you to possible dangers, especially when your private, confidential and financial information is involved. Don0t stick your head in the sand and keep it there with regards to online safety issues.
2) Look into safer interacting online. For example, there are advances in computers, software and online security making it much safer to conduct financial transactions from your personal computer or laptop hooked up to the world wide web today.
3) You will find many credit card offers online so do some homework before you apply for any. Open up your favorite search engine and research which credit card applications are online and what […]
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