Working at home and starting a home-based internet business is the dream of many men and women from all walks of life. Across America and around the world countless numbers of these people are turning their dream into a reality. There are certain challenges however that often come back to haunt the would be e-entrepreneur that they never gave much thought to at the beginning of their venture. One of those is one of the most important potential problems of today and the future. That is the issue of identity theft.
When you are operating an online business, you spend many hours on your computer doing the things necessary to build your business. Quite frequently this requires you to do business with and/or contract with other companies for various reasons. This can sometimes open you up to exposing yourself to privacy issues. At the end of this article, I will reveal to you probably the best step you can take to securing your identity.
An identity thief takes your personal information and uses it without your knowledge. The thief may run up debts or even commit crimes in your name. These 10 tips can help you lower your risk of becoming a […]
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Your Credit Score for 07 may have been a little under the weather. Towards the end of the year, we all look at what we have accomplished, and what our new goals are for the New Year. Maybe increasing your Credit Score is one of your goals for 2008. In this article I will discuss and give advice on how you can accomplish just that. I still continually meet families that are not happy with there scores, or what is being reported on there Credit Report. The number one question I get asked is what can I do to improve my Credit. Here are three quick ways.1. Reduce Debt2. Increase your credit limits on Credit Cards3. Get any inaccuracies on your report removed.To reduce debt is easier said than done. But let’s assume you have 3 credit cards with high interest rates.Example:American ExpressBalance owed: $6,000Minimum Payment: 100.00Visa CardBalance Owed: $4,500Minimum Payment $75.00Master CardBalanced Owed: $2,300Minimum Payment: $45.00To pay off your debt fast, you make minimum payments on 2 cards and double payments on one card only. If you do this you will pay off your cards quicker. Start with the Smallest Balanced owed first and work your way up to […]
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Free Credit Reports; have you wondered where to get one? There are so many different web sites out there offering this service, since it is so important these days to know what’s being reported about you. Everyone knows you can go once a year to annualcredit report.com to get a free one, but there are limitations that most don’t know. Here are the issues with this service.1. No Credit Score2. You only get access once a year.Just about every lending institution that looks at your creditworthiness looks at your score, so shouldn’t you get your free credit score report as well? Every 3 seconds identity theft takes places, so do you think checking your report once a year is good enough? I have discussed in previous articles about the importance of checking your report every 60 days, because it does not affect your score and a lot of negativity can be reported about you. Lets assume you are getting ready to make a big purchase, or you have just have been denied for a credit application, if you were better prepared you could of done the following.1. Negotiated a better interest rate2. Instead of being told no, you were told […]
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