November 23, 2007

How To Avoid Phishing And Spamming Online

Phishing on AOL was closely associated with the warez community that exchanged pirated software. Those who would later phish on AOL during the 1990s originally used fake, algorithmically generated credit card numbers to create accounts on AOL, which could last weeks or possibly months. After AOL brought in measures in late 1995 to prevent this, early AOL crackers resorted to phishing for legitimate accounts.
A phisher might pose as an AOL staff member and send an instant message to a potential victim, asking him to reveal his password. In order to lure the victim into giving up sensitive information the message might include imperatives like “verify your account” or “confirm billing information”. Once the victim had revealed the password, the attacker could access and use the victim’s account for criminal purposes, such as spamming. Both phishing and warezing on AOL generally required custom-written programs, such as AOHell. Phishing became so prevalent on AOL that they added a line on all instant messages stating: “no one working at AOL will ask for your password or billing information”.
After 1997, AOL’s policy enforcement with respect to phishing and warez became stricter and forced pirated software off AOL servers. AOL simultaneously developed a system to […]

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November 22, 2007

Identity theft in the internet era: safe-guarding against credit fraud

Credit fraud has always existed to some degree, but with the advent of the internet, there has been an unprecedented level of awareness and consumer concern about falling victim to identity theft. Almost every day 0phishing0 emails 0 which pretend to come from banks - try to extract passwords and personal details from consumers.
Most people know that an unprotected PC can be disabled by viruses and Trojans within hours and install antivirus software to protect it, but not everyone remembers to keep the antivirus software up to date. Tightening up on internet security is absolutely essential as a first defence to identity theft attempts. As an alarm system, it0s equally sensible to use a credit report monitoring service, to ensure that a consumer can quickly identify any unexpected credit check being made against them, or any new account being opened without their knowledge. This is often the first sign that identity theft has been committed. What is often not understood is that effective internet security and annual credit report monitoring is available completely free to UK consumers.

We0re in an era where fear of falling victim to identity fraud is at an all time […]

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November 21, 2007

The Role Of Credit Protection In Preventing Identity Theft

There are so many ways where people that you don0t know can take advantage of you, without you even knowing. One threat which is becoming more and more known by the general public is identity theft.
Identity theft is the term used for the illegal and unauthorized use of one0s private information. A perpetrator can attempt to obtain private information from you to do all sorts of things in your name. One can get a hold of your Social Security Number and use it in filling in information to do transactions over the internet. One can get hold of your credit card number and expiration date and use it to register into all sorts of services and memberships.
This sort of information can be used by a criminal to place you in the scene of a crime, placing you under hot water. Identity theft is also done simply when one uses the name of an establishment or business for the purpose of getting credit.
Though the response to this sort of threat has been quite overwhelming, everyone is still in danger of being a victim to identity theft. Companies have taken measures like shredding all discarded data to make sure […]

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