August 26, 2007

What Is Spyware And How Did I Get It?

There are three types of software you are likely to encounter whilst using your PC online. Spyware, adware and malware.
Most people use a collective term to describe them. Either a virus or spyware. Strictly speaking they are designed differently to perform certain functions.
Spyware.
Spyware does what it says. It spies on you. It can monitor your activities, surfing habits, credit card information, passwords etc. and send this data back to a central location so some unscrupulous people can use this data.
Unlike adware, spyware usually runs silently in the background without making you aware it0s there. Obviously the longer it goes undetected the more information it can retrieve from its victims.
Spyware is a very serious risk and should not be taken lightly. Once an attacker has got your personal details such as credit card information, passwords for online banking etc. you stand a very real chance of identity theft and financial loss.
Adware
Adware is generally used to force adverts in front of you. It will monitor your surfing habits and when you visit a site it recognises it will force a relative advert or pop-up.
Let0s say you visit a site that is selling second-hand motor cars. If the spyware recognises the site you […]

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August 25, 2007

Student Credit Cards 101

Almost all students have and use student credit cards. Some of the students use them wisely and build for them an early credit history but others accumulate lots of debts that would have to be paid off once the student life is over. Students that have a credit card should learn how to take charge and manage their own finances as soon as possible, because the time between teen years and adulthood is very short. So, the sooner a student starts managing his own financial matters the sooner he will develop useful financial skills. Student credit cards are no longer a privilege for wealthy students but now are considered a social entitlement.A student can very easily obtain a student credit card. Offers for student credit cards are everywhere students are: in campuses, at social functions, in their mail boxes, in bookstores, etc. That is because credit companies consider students to be good customers. First of all they are loyal; once a student obtains a credit card, he is likely to keep this particular card for years to come and instead of getting other new cards they upgrade it every time they fill the need to do it. Nowadays, the conditions […]

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August 24, 2007

Hamsters Can Now Help Halt Identity Theft

The invention of a hamster-powered paper shredder seems a pretty harmless attempt to harness a bit of pet power to do our daily chores. On the contrary, says Neal Anthwal, we’re staring into the abyss with this one.
According to Channel 4, when gauging opinion on David Blain starving himself in a box back in 2003, there are two ways to react to something: you can be angered or you can be amazed. All the other subtleties of human reactions are mere aspects of these two great emotions.
I find myself wondering whether I’m angered or amazed by a hamster-powered paper shredder, the invention of the improbably named Tom Ballhatchet at the Central St. Martins College of Art and Design.

Hmmm, angered or amazed? I think, on balance, I’m angered.
It certainly is a fine piece of design, you feed your unwanted documents into a slot at the top, Hammy runs around on his wheel, driving the mechanism to deposit the shredded paper directly into the cage. Shredded paper is the bedding of choice for any discerning domestic hamster, and why shouldn’t they make their own beds? Plus, it’s important that we destroy all bank statements, otherwise we might read them and get depressed […]

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