Identity theft is a growing problem in the United States, occurring in small towns and cities alike. Identity theft, as defined by the federal government, refers to the use of another person’s identity or identification to commit crime. Most often, the identity thief uses a person’s identity to rob him or her blind, using credit cards or cash to purchase whatever they want.

How often does identity theft occur? Identity theft often occurs from stolen pieces of paper. Wallets are often stolen, and the combination of ID and credit cards can be used to steal one’s identity. According to the Identity Theft Resource Center; studies from 2003 show that 7 million people suffered from identity theft within a twelve month period of time, equaling approximately 13.3 people per minute.

There are many things that you can do to keep yourself from experiencing identity theft. One of the first things you can do is protect your social security number. Do not get it printed on checks or on your driver’s license. Next, purchase a paper shredder. Once you’ve purchased it, put it together, plug it in, and use it! When in doubt, don’t toss it out. Shred it! Shred anything with your social security number, name and address, or any other pertinent information on it. In addition, keep a close watch on your checking account and credit card statements. Report anything unusual as soon as possible.

Another place where information can and often is stolen is through the internet. Be sure to protect your password and learn how to place password protection on any documents you feel need secured. Invest in a firewall to keep other computers from accessing your internet connection.

In addition to this, beware of WiFi. WiFi enables individuals to log onto the internet with their laptops at various “hot spots” like coffee houses and restaurants. While convenient, it is imperative that you understand that others are on the same connection with others and thefts can takes place. Avoid checking your bank account information or even logging into your e-mail while on this type of internet connection.

Sara Chambers is a marketing consultant and an internet content manager for
http://www.identitytheftweblog.com

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0I0d like to bring up another subject, dear0, types the chat girl of your dreams.
0What0s that?0 you respond.
0You know how I said my father died a few years ago, and my mom lives in Nigeria?0
0Yes,0 you respond, remembering her story. It had touched your heart, you have to admit. This poor girl seemed to have had a very difficult life.
0And, you know how it0s good for people to help others who are not as fortunate as they are?0
You take the bait. 0Yes, I know that. What do you need?0
0When my dad was forced out of office, he left a considerable amount of money in a bank account here in Nigeria, but my mom can0t touch it unless she gets some help. We0d be willing to share it with you if00
The warning bells should instantly go off in your head when this wonderful girl, who has been so supportive and has listened patiently while you pour your heart out, now needs your help. If you0re a man, the protective instincts are triggered. If the person on the other end of the instant message is male, and you0re a woman, you immediately want to rush […]

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BASIC ID THEFT DEFENSE: The best proactive defense against basic identity theft is through the placing of an “Initial Fraud Alert” on all three of your credit reports. This “Initial Fraud Alert” achieves three things: 1.) Your name and personal information can no longer be sold by the credit bureaus to ANY third parties for any marketing purpose (i.e. credit card offers, loan solicitations or credit pre screenings). 2.) No one can be approved for credit with your personal information until the creditor personally calls you at the telephone number you list on your consumer credit report. And, 3.) Requesting this initial fraud alert entitles you to a free copy of all three of your credit reports (one copy from each of the three major credit reporting agencies). Please be advised that this is an “Initial Fraud Alert” which lasts only 90 days. To extend the fraud alert and obtain the above mentioned benefits for 7 years you will need to write to each credit bureau at the address provided within your initial fraud alert confirmation letter (Note: It is likely credit bureaus will make the extended alert harder to obtain as a great deal of their revenue comes from […]

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