May 2, 2007

Medical Identity Theft - Can The Real Jane Brown Report To The Emergency Room

Tip! Having some types of spyware on your computer – While not all spyware leads to identity theft, you need to realize that it can pose a serious threat to your privacy. Your passwords, credit card information, and online activities could have been monitored by unknown third parties, which leave you vulnerable to an attack.

In the summer of 2000 I worked for a large hospital as one of their staff Respiratory Therapist. Things had finally slowed down so I took my break and headed to the women’s rest room. I open the stall door and there floating in the bottom of the toilet was an empty glass morphine vial and a receipt for the prescription. I immediately contacted the nursing supervisor and eventually the police were called in, as the type of vial that had been dispensed was the type used on the medical floors
by the nurses.

Tip! File your complaint with the FTC. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations.

The owner of the medical record number was called. A sleepy woman’s voice answered the phone (Its was 2 am when the call was made). Jane Brown (not her real name) was asked to come down to the hospital emergency room as her medical record number had been used to get a prescription filled for a controlled substance. They escorted Jane to the pharmacy to have the pharmacist identify her as the woman who had
filled the prescription. Turns out that Jane and the woman who claimed to be Jane were not one and the same. Jane was an intensive care nurse for this very hospital and had been at home asleep when her medical record number had been used to pick up the prescription. Jane was given a description of the woman who had impersonated her and she gasped as she realized it was her next-door neighbor. As Jane thought back she
remembered that her reminder card for one of her own personal
appointments had disappeared from her fridge yet she had thought nothing of it.

Tip! Finally, file a complaint with the FTC to help law enforcement across the country track identity thieves and catch them. You will also be referred to other useful government agencies and consumer organizations to help you recover from identity theft.

Jane’s neighbor (we will call her Mary) had not only stolen Jane’s appointment reminder card (which had her name and medical record number on it), she had also stolen a few prescription pads from two different hospitals (complete with the doctors information on top) and had then proceeded to write herself out prescriptions for any of the major pain killers that she could get.

You would think that now that they knew who had been impersonating Jane that that would be the end of it, not so. Jane now had to contact each of the hospitals Mary had gone to with documentation to show that the person filling the controlled substance prescriptions was not her. Her medical records had to be pulled to remove the medical complaints and
treatment given to Mary while she was impersonating Jane. Jane spent countless hours getting all this straightened out to clear up her good name.

Identity theft. When people hear that word most think of some ones credit card being stolen over the internet or out of their wallet. What many people don’t realize is that credit card identity theft only accounts for 28% of all identity crimes being committed. Jane probably would have eventually caught on even if I had not found the vial in the toilet, however that could have only been the result of getting a notice that a medical bill or a prescription bill was being denied. Many people are not aware of medical identity crimes until they either get a bill from a collection agency, a call from their insurance or see it on their credit report. One small preventative that we can all do is not keep medical record information (not even appointment reminder cards) in plain sight of visitors, no matter how much you trust them. Another tool one can use is a good identity theft shield program that will notify you immediately anything is added to your credit report as well as do the restoration work for you. This is a big one, as the sooner you are made aware the sooner damage control can be done.

Tip! Mail problems – One of the least-technological ways to commit identity theft is stealing mail. If you aren’t receiving mail or if you aren’t getting items in the mail that you are expecting, such as credit card bills, then you may be a victim of identity theft.

Thanks for reading
Stay safe and protected

For more articles on medical identity theft and prevention:

http://www.baltimoresun.com/business/bal-ambrose0515,0,5443957.column
www.nbc13.com/nbc13investigators/2057120/detail.html
http://www.prepaidlegal.com/hub/tinafermin or call 801-564-0158 to learn more about how the service can assist you with every day legal situations and protect your identity.

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Apply For A Student Credit Card Online And Never Worry About Your Everyday College Expenses

It is a fact that college education is getting more and more expensive each and every year. Because of this, more and more college students are turning to credit cards that are specially designed for students. With this, college students will be able to augment their budget when allowances from home and their part time job cannot cover their overall expenses in college.
Student credit cards are getting more and more popular among college students because of the benefits it can provide them. If you are a college student and you are financially struggling to budget the meager allowances from your parents and the little amount of salary you get on part time jobs, then student credit cards is for you.
Student credit cards are very popular because it can cover any expenses that you will incur during your years in college. Unlike student loans (which only covers school related expenses), student credit cards will be able to deal with your everyday expenses, such as your laundry, transportation and groceries.
You have to understand that student credit cards are designed differently from regular credit cards. This particular credit card is a secured credit card where it can provide you total control over the […]

Full Article At: KnowHow-Now.com Articles

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Identity Theft The Threat Of Our Times

The numbers on identity theft demonstrate how many thousands of people are affected, and these statistics also show that large numbers of dollars are lost per annum. The banks and financial institutions lose huge amounts of money, and individual people lose vast sums of money and reputations. Both lose time that cannot be recovered investigating the crime and trying to redress the damage done.
The troubles and funds are so staggering that people must take every precaution to protect themselves from the consequences. Identity theft prevention must be front and foremost on the priority list of individuals and institutions.

Identity theft prevention is of such high importance because the troubles caused by this hideous crime can drag on for many months and years after the occurrence of the crime. The individual involved can cancel their credit cards immediately, and their sums of money can be restored to their accounts relatively fast, but the effects could last for years.
Folks might not even be aware for years all of the effects after they become casualties of identity theft. Everyone should take positive steps toward identity theft prevention. The primary measure in favor of identity theft prevention […]

Full Article At: KnowHow-Now.com Articles

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